Fairway Financial Partners
ClientsRisk ToolSetup

Tom & Linda Whitaker

Let's Put Your Plan in Place

Here's what happens next. Nothing is submitted yet — this is the checklist we'll work through together.

What you’re putting in place

Held for near-term spending
$120,000
Into contracts, protected from market loss
$601,000
Into managed investment accounts
$679,000

Total: $1,400,000

To start now

  • Hold current annuity rates

    Lock today's declared rates for the 4 contracts below while the paperwork is completed.

  • Open advisory accounts

    $679,000 into managed accounts in your name.

  • Complete MYGA (3 years) application

    $124,000 · 3 years · 4.85% guaranteed

  • Complete MYGA (5 years) application

    $186,000 · 5 years · 5.15% guaranteed

  • Complete FIA application

    $194,000 · 6.1% hypothetical

  • Complete MYGA (7 years) application

    $97,000 · 7 years · 5.45% guaranteed

Once those are underway

  • Initiate transfers

    Move funds from your current accounts into the new positions. Existing holdings stay invested until each transfer settles.

  • Confirm contracts once issued

    Review each contract when it arrives and confirm the rate, term, and ownership match what was agreed.

Ongoing

  • Schedule your first review

    Revisit the bucket amounts as spending, income, and markets change — this strategy is meant to be adjusted, not set once.

← Back to your strategy

Your advisor will start these with you — nothing here submits on its own.

Annuity guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. They are not FDIC insured, not bank guaranteed, and not backed by any federal government agency.

A MYGA is an insurance contract, not a bank product or a CD. The rate is fixed for a stated term. Withdrawals above the contractual free amount before the term ends may be subject to surrender charges and a market value adjustment, and withdrawals before age 59½ may incur an additional 10% federal tax penalty.

This presentation is for discussion purposes and is not a recommendation to buy or sell any security or insurance product. Figures shown are estimates based on assumptions entered by your advisor and will differ from actual results.